It’s a new financial year—time to hit refresh. “Kickstart Your Financial Year” guides you through practical steps: reviewing your budget, setting clear financial goals, optimizing taxes, and aligning investments. By making intentional adjustments now, you can build momentum and get ahead, rather than playing catch up later.

The stock market has rallied hard, and speculative rallies—especially in meme stocks—have pushed valuations into euphoria. This article argues it might be time to think about selling: capturing profits, reducing exposure to leveraged positions, and guarding against emotional decision-making. While staying invested is important, protecting gains and de-risking can help you avoid losses when the tide eventually turns.

College financial aid can make the difference between a dream school and overwhelming debt. This article breaks down how grants, scholarships, and loans work, walks you through the FAFSA, and highlights strategies to maximize aid and reduce out-of-pocket college costs. With good planning, higher education becomes more accessible and less financially stressful.