August brings shifting expenses—back-to-school, end of summer travel, and changing bills. These financial tips for August focus on preparing early: set aside for school supplies, plan for cooling and utility costs, check your credit report, and curb impulse purchases. Taking control now helps prevent financial stress and keeps your budget steady as routines reset.

College financial aid can make the difference between a dream school and overwhelming debt. This article breaks down how grants, scholarships, and loans work, walks you through the FAFSA, and highlights strategies to maximize aid and reduce out-of-pocket college costs. With good planning, higher education becomes more accessible and less financially stressful.