The stock market has rallied hard, and speculative rallies—especially in meme stocks—have pushed valuations into euphoria. This article argues it might be time to think about selling: capturing profits, reducing exposure to leveraged positions, and guarding against emotional decision-making. While staying invested is important, protecting gains and de-risking can help you avoid losses when the tide eventually turns.

College financial aid can make the difference between a dream school and overwhelming debt. This article breaks down how grants, scholarships, and loans work, walks you through the FAFSA, and highlights strategies to maximize aid and reduce out-of-pocket college costs. With good planning, higher education becomes more accessible and less financially stressful.

With income uncertainties and spending changes brought on by COVID-19, it’s crucial to adapt your budget. These five tips—building an emergency fund, using a 50/30/20 spending rule, managing credit card debt, exploring loan relief programs, and refinancing your mortgage—can help you gain financial stability in uncertain times.