September is a perfect month to pause and get your finances in order before year end. Use these financial tips for September to review your progress toward annual goals—whether saving, investing, or debt payoff—and adjust if needed. Also start budgeting for upcoming expenses: holiday spending, tax-season prep, and large annual bills, so you aren’t caught off guard.

July offers a great chance for a mid-year financial reset. These financial tips for July guide you through reviewing your budget, evaluating spending on summer travel and activities, paying down credit card debt, adjusting savings goals, and preparing for upcoming expenses like back-to-school costs or insurance renewals. Staying intentional now builds momentum for the rest of the year.