Improving your credit score may be one of your key financial goals. A good credit score opens doors to better loan rates, more favorable credit card terms, and even job opportunities. If you’re looking to give your score a boost this February, here are three smart ways to take charge of your credit and make positive changes that can pay off in the long run. Plus, we'll touch on recent changes from the Trump administration that might affect your strategy.

As a business owner, navigating the tax code can be complex—but strategic moves can lead to substantial savings. This article outlines 5 tips for business owners to save on taxes: maximize deductions (home office, vehicle, depreciation, meals), utilize retirement plans like SEP IRA or Solo 401(k), take advantage of tax credits (R&D, energy, hiring incentives), choose the right entity structure, and maintain compliance with accurate records and timely filing.

November invites a mindful approach to money: start with gratitude to curb impulse buys, then create a holiday budget that covers gifts, travel, decor, food. Save early, shop smart, pick meaningful over many, and avoid holiday debt by using cash or debit. With thoughtful preparation, you can celebrate fully without the post-holiday financial regrets.