March offers a perfect reset: use this month’s financial guide to “spring clean” your finances—review your budget, track spending, consolidate accounts, check your credit report, and negotiate bills. Also, start or grow your emergency fund by automating savings, exploring high-yield accounts, and cutting discretionary costs. Small actions now build resilience for whatever comes next.

It’s a new financial year—time to hit refresh. “Kickstart Your Financial Year” guides you through practical steps: reviewing your budget, setting clear financial goals, optimizing taxes, and aligning investments. By making intentional adjustments now, you can build momentum and get ahead, rather than playing catch up later.

Business owners often believe their investments are diversified — until their own business undermines that assumption. True diversification means mixing assets with different risk behaviors, understanding correlation, and factoring your business’s risk profile into your portfolio. When you treat your business as part of your broader financial picture, you can better manage risk and avoid putting all your eggs in one basket.