October is the ideal time to safeguard your financial future. In this post, we’ll walk you through how to review your existing insurance, consider supplemental policies, and shop for competitive rates—turning insurance from a cost into protection.

With income uncertainties and spending changes brought on by COVID-19, it’s crucial to adapt your budget. These five tips—building an emergency fund, using a 50/30/20 spending rule, managing credit card debt, exploring loan relief programs, and refinancing your mortgage—can help you gain financial stability in uncertain times.