September is a perfect month to pause and get your finances in order before year end. Use these financial tips for September to review your progress toward annual goals—whether saving, investing, or debt payoff—and adjust if needed. Also start budgeting for upcoming expenses: holiday spending, tax-season prep, and large annual bills, so you aren’t caught off guard.

March offers a perfect reset: use this month’s financial guide to “spring clean” your finances—review your budget, track spending, consolidate accounts, check your credit report, and negotiate bills. Also, start or grow your emergency fund by automating savings, exploring high-yield accounts, and cutting discretionary costs. Small actions now build resilience for whatever comes next.

It’s a new financial year—time to hit refresh. “Kickstart Your Financial Year” guides you through practical steps: reviewing your budget, setting clear financial goals, optimizing taxes, and aligning investments. By making intentional adjustments now, you can build momentum and get ahead, rather than playing catch up later.