With the end of the year approaching, October is prime season for reviewing your benefits and preparing for open enrollment. Financial tips for October include evaluating your health plan, maximizing HSA/FSA contributions, ensuring your retirement contributions hit employer match, and checking your insurance (life, disability, vision, dental). Making informed choices now can deliver big savings and greater coverage in the year ahead.

September is a perfect month to pause and get your finances in order before year end. Use these financial tips for September to review your progress toward annual goals—whether saving, investing, or debt payoff—and adjust if needed. Also start budgeting for upcoming expenses: holiday spending, tax-season prep, and large annual bills, so you aren’t caught off guard.

August brings shifting expenses—back-to-school, end of summer travel, and changing bills. These financial tips for August focus on preparing early: set aside for school supplies, plan for cooling and utility costs, check your credit report, and curb impulse purchases. Taking control now helps prevent financial stress and keeps your budget steady as routines reset.