The longest government shutdown in U.S. history and a broad market pullback have shaken investor confidence, but both are temporary. As defensive sectors lead and AI stocks sell off, long-term investors are being handed a rare opportunity. Smaller innovators like Rigetti, SoundHound, and Palantir are down sharply from their highs—yet the AI story is far from over.

Get ahead of holiday spending with practical budgeting tips for November. Learn how to plan your purchases, use rewards wisely, and start the new year financially strong.

The Federal Reserve’s latest rate cut and end of quantitative tightening have set the stage for a potential year-end rally. With lower rates, stronger liquidity, and AI-driven profitability, the S&P 500 could reach 7,500 as technology, real estate, and financials lead the next leg higher.