With income uncertainties and spending changes brought on by COVID-19, it’s crucial to adapt your budget. These five tips—building an emergency fund, using a 50/30/20 spending rule, managing credit card debt, exploring loan relief programs, and refinancing your mortgage—can help you gain financial stability in uncertain times.

The Coronavirus Aid, Relief, and Economic Security (CARES) Act, enacted March 2020, provides critical financial benefits for both individuals and businesses. For individuals: stimulus checks, waived penalties for early retirement withdrawals, and suspended required minimum distributions (RMDs). For businesses: Economic Injury Disaster Loans (EIDL) and the Paycheck Protection Program (PPP) offer cash infusions to cover payroll, operating expenses, and maintain employment durin

With the federal tax deadline extended to July 15 in response to COVID-19, there are several other key dates every taxpayer, business, and retirement account holder should mark on their calendar. From required minimum distribution (RMD) changes under the SECURE Act to deadlines for extensions and charitable donations, staying informed can help avoid penalties and simplify your planning.