Proposals to restrict institutional buyers from purchasing single-family homes aim to improve affordability, but the real market effects are more nuanced. This analysis breaks down what could change for starter-home prices, rents, investors, and housing supply.

Recent volatility in the S&P 500 has led many investors to question whether the market is weakening. A closer look tells a different story. This one-month view of SPY highlights a coiling market, where price is consolidating after strength and volatility is compressing near recent highs. Understanding what this type of market behavior signals can help long-term investors stay disciplined, avoid emotional decisions, and remain aligned with their broader investment strategy.

As 2025 ends, this year-end financial wrap-up highlights how to maximize contributions, reduce taxes, and set clear financial goals for 2026.