With the end of the year approaching, October is prime season for reviewing your benefits and preparing for open enrollment. Financial tips for October include evaluating your health plan, maximizing HSA/FSA contributions, ensuring your retirement contributions hit employer match, and checking your insurance (life, disability, vision, dental). Making informed choices now can deliver big savings and greater coverage in the year ahead.

Buying a business can be highly rewarding—but only if you get the groundwork right. This article walks you through evaluating industry trends and market conditions before acquiring a company. Look at tech disruption, changing consumer preferences, regulation, and market saturation. Examine economic indicators, interest rates, and global events. Then pull it all together with a SWOT analysis and thorough due diligence to increase odds of long-term success.

September is a perfect month to pause and get your finances in order before year end. Use these financial tips for September to review your progress toward annual goals—whether saving, investing, or debt payoff—and adjust if needed. Also start budgeting for upcoming expenses: holiday spending, tax-season prep, and large annual bills, so you aren’t caught off guard.