Planning for your golden years is a crucial step in securing your financial future. Retirement planning involves various investment strategies that can help you build a comfortable nest egg. In this article, we'll jump into effective retirement investment strategies that can pave the way for a worry-free retirement.

As a business owner, navigating the tax code can be complex—but strategic moves can lead to substantial savings. This article outlines 5 tips for business owners to save on taxes: maximize deductions (home office, vehicle, depreciation, meals), utilize retirement plans like SEP IRA or Solo 401(k), take advantage of tax credits (R&D, energy, hiring incentives), choose the right entity structure, and maintain compliance with accurate records and timely filing.

Passed in December 2022, SECURE 2.0 rolled out many changes over several years. Highlights include raising the RMD age (to 73 now, increasing to 75 in 2033), reducing penalties for missed distributions, boosting catch-ups for ages 60-63 (with $11,250 max in 2025), expanding automatic enrollment for new 401(k)/403(b) plans, enabling Roth matching/nonelective contributions, student loan payment matching, and greater access for long-term part-time workers.