The classic 60/40 portfolio once delivered steady growth and balance, but today’s markets tell a different story. Inflation, volatility, and shifting correlations have left many investors asking if 60/40 is dead. This article breaks down why the old model is under pressure and how modern portfolio construction can help investors build strategies that actually work.

Whether you’re just starting to save or fine-tuning an established strategy, small actions now can lead to greater financial freedom later. This month, take proactive steps to optimize your retirement savings with these three tips:

Retirement isn’t just about having “enough”, it’s about making sure your money can handle what’s next. Market drops, inflation spikes, and longer lifespans can all strain even well-built plans. That’s why stress testing matters.