November invites a mindful approach to money: start with gratitude to curb impulse buys, then create a holiday budget that covers gifts, travel, decor, food. Save early, shop smart, pick meaningful over many, and avoid holiday debt by using cash or debit. With thoughtful preparation, you can celebrate fully without the post-holiday financial regrets.

With the end of the year approaching, October is prime season for reviewing your benefits and preparing for open enrollment. Financial tips for October include evaluating your health plan, maximizing HSA/FSA contributions, ensuring your retirement contributions hit employer match, and checking your insurance (life, disability, vision, dental). Making informed choices now can deliver big savings and greater coverage in the year ahead.

Buying a business can be highly rewarding—but only if you get the groundwork right. This article walks you through evaluating industry trends and market conditions before acquiring a company. Look at tech disruption, changing consumer preferences, regulation, and market saturation. Examine economic indicators, interest rates, and global events. Then pull it all together with a SWOT analysis and thorough due diligence to increase odds of long-term success.