As the year winds down, December offers a chance to fine-tune your finances. Focus on maximizing year-end tax benefits by contributing to retirement or health accounts, harvesting losses, and making charitable donations. Then reflect on your 2024 financial outcomes—review goals, evaluate spending, check your net worth—and plan clear, SMART goals for 2025. Small acts now can make a big difference.

Under the Corporate Transparency Act, many U.S. entities—especially LLCs and privately held companies—are required to file a Beneficial Ownership Information (BOI) report with the Financial Crimes Enforcement Network (FinCEN). This article covers who must file, what data is needed (ownership, control, identifying documents), deadlines, exemptions, and best practices to comply without facing penalties.

Under a Trump economy, investors are keeping a close eye on policy shifts—tariffs, deregulation, tax incentives, and trade strategies are reshaping the outlook. Sectors like energy, financials, industrials, infrastructure may stand to gain. But risks are real: rising inflation, higher interest rates, supply chain disruptions, and unpredictable regulatory rollbacks. Picking sectors wisely and preparing for volatility will matter more than ever.